SMS Program Terms

Effective date: November 2, 2026

Program

The Social Security Learning Center text message program is operated by Covered Leads. Where SMS consent is offered, people who opt in may receive automated text messages delivering the free book Before You File and optional follow-up about Ira Work's book and services (Ira Work, First Financial Coaching Inc.). These terms describe the program; texts are sent only to people who affirmatively opt in.

Consent is optional

Agreeing to receive texts is optional and is not a condition of receiving the free book or of purchasing any product or service. Email-only access to the book remains available. Providing a phone number alone is not consent to receive texts.

Message frequency

Up to 3 automated messages per book request, plus conversational replies to messages you send us.

Costs

Message and data rates may apply. Check with your mobile carrier for details.

Opt out and help

Reply STOP at any time to stop receiving messages; you will receive one confirmation and no further messages. Reply HELP for help.

Support: ryan@coveredleads.com or (863) 343-1595. General questions: Contact page.

Delivery

Carriers are not liable for delayed or undelivered messages. We do not guarantee delivery of any message by your carrier.

Privacy

SMS opt-in data and consent are not sold or shared with third parties or affiliates for marketing. See our Privacy Policy for details.

No government affiliation

Social Security Learning Center is a privately operated educational resource managed by Covered Leads and is not affiliated with or endorsed by the Social Security Administration or any government agency.